Sound like you?

Happy in retirement

If you’ve made it this far, you’ve realised that being “happy” in retirement isn’t about having endless wealth, a massive income, or a big house. It’s about achieving your goals and finally ticking off what you’ve always said you’d do. So, what’s next?

Know the feeling?

Spending decisions often feel like a tug-of-war.

Trying new things brings out fresh energy.

Now, more than ever, family and values count.

You always wonder, “What’s around the corner?”.

How we can help you

The shift from saving to spending can feel daunting, but it’s important to remember that this stage of life is meant to be enjoyed. Our goal is to help you strike the right balance.

While it’s great to be eager to spend, it's important to understand the trade-offs you may encounter. We partner with you to help you live the life you want, without compromising your future.

Cashflow planning is like having a crystal ball and it's the closest you'll get to seeing the future. We’ll guide you through different scenarios, helping you confidently enjoy retirement.

We’re not quite investigators, but we will ask you a bunch of questions about your goals – many of which you’ve probably never thought about before.

Your extended family are more than just names to us, they're real people. We encourage you to plan for everyone, and we offer advice for the entire family.

We stick around to keep you on track. You never have to worry, as we’ll work hard in the background to ensure everything keeps ticking along nicely.

The Cesta way

Your path awaits

Embark

Explore

Navigate

Envision

Realise

Sustain

Retirement isn’t an age ; it’s a financial decision

High fives from our clients

As a small business owner, I wanted to get the best financial advice to manage my personal finances, especially in advance of retirement. Simon provided advice to maximise the value of my pension and investment, and his highly personalised service has made life easier for us.

B K MacIntyre, Cornwall

We'll always be grateful that Mark understands us well enough to advise appropriately. We now have a fixed income that gives us a nice standard of living, and when affordable, we take additional income for the nicer things.

D&T Strain

Simon has provided timely advice concerning the optimal action for investment opportunities or accessing funds when needed. Despite the challenges from domestic and global events, our portfolios have flourished. We trust Simon's integrity and value his consistently dependable guidance.

Jenny and Mark T, Poole

Simon patiently worked through my many questions and reassured me when I had concerns over market turmoil and long-term fund impacts. His open and collaborative approach has been great and I look forward to many more years working with him and his team.

M T Edwards, Surrey

I needed advice regarding financial planning for retirement and how I should best invest several pension pots and ISAs. Simon guided me through the options and I felt confident to act on his recommendations. I have been very pleased with the results achieved so far.

James D, Essex

Mark provides clear, practical advice tailored to my financial needs. His expertise has been particularly beneficial in helping me navigate the complexities of pension planning, ensuring I make the most tax-efficient decisions for my future.

C Huggett

Following retirement to Thailand, Simon provided help and assistance in what was best for my pensions and investments to retire overseas. I couldn’t navigate these complexities without Simon's expertise and help. His investment advice has always been sound and well-based.

M Saunders

After a few bad experiences, I wanted someone I could trust, who took my goals (and worries) seriously, and who was in it for the long term. Simon and his team exemplify these qualities. They’ve provided unwavering support and down-to-earth advice.

Helen, London

Simon has provided me with pension and investment advice for the last 15 years. It is essential these are handled with professionalism and importantly trust. Simon has provided both.

Rob W, London

I knew I needed help to manage my finances after my husband died. Simon came to see me and realised very quickly the position I was in. He carefully explained everything, discussed what types of investments I’d prefer, and how everything would proceed from there.

Angie CB, Surrey

Mark put us at ease and explained clearly the importance of adopting a sound pension investment strategy. Mark’s close way of working with clients was invaluable, given his knowledge of historical investment data and real-time global market knowledge.

Brian C

Simon has been our family’s financial planner for more than a decade. He’s always paid thorough attention to the details of our situations, with each generation having diﬀerent needs. We feel confident in his advice and secure in the coherent plans we have devised with his expert assistance.

Benedick

We're also here for anyone who is

Wealth
builder

It can feel like an uphill battle, but we help you make it to the other side.

Soon-to-be
retiree

Now’s not the time to slow down – gear up for an exciting new chapter!

Creating a
family legacy

Your wealth is important, but your greatest asset is your family.